XRP Rally Backed by Whale Accumulation

Cover image via U.Today XRP's latest rally appears to be backed by growing conviction among large holders. Advertisement On-chain data provided by analytics firm Santiment shows that whales have steadily increased their positions while smaller retail wallets continue to exit the market. Wallets holding between 100,000 and 100 million XRP have increased their combined holdings by 2.8% over the past five weeks. HOT Stories XRP, Cardano (ADA), Stellar (XLM) and Bitcoin (BTC) Price Analysis for July 22: Bulls Are Waking Up Telegram's Durov Teases Largest Non-Custodial Crypto Wallet Launch During the same period, wallets holding less than 0.01 XRP reduced their balances by 5.2%. There is a clear divergence between institutional-scale investors and the smallest retail participants. Advertisement Essentially, large investors were buying the dip while XRP was trading in a relatively weak range between roughly $1.05 and $1.12. You Might Also Like Mon, 07/20/2026 - 11:40 XRP Ledger Recording Key Reversal in Crucial Metric: Average Number of Transactions on the Ledger Grows By Arman Shirinyan According to CoinGecko data, XRP has climbed more than 3% over the past week, recently reclaiming the $1.16 level. Advertisement XRP has historically tended to follow the behavior of large whales instead of small retail wallets, according to Santiment. Bullish momentum Whale accumulation is a bullish signal, but, of course, it is not a guarantee that XRP will continue higher. Large holders can accumulate for many reasons, and macro conditions, ETF flows, and broader crypto market sentiment are still the key factors that could make or break the rally. Recent data shows that XRP spot ETFs recorded $5.09 million in net inflows on July 21 after $2.27 million on July 20 and $6.10 million on July 16. This came after a brief period of outflows earlier this month. Meanwhile, as reported by U.Today, there are various notable technical developments on the XRP Ledger. Validators are expected to vote within the coming weeks on one of the network's most significant upgrade packages to date. The proposed amendments would introduce batch transactions and confidential transfers. Additional improvements include enhancements to the ledger's Multi-Purpose Token (MPT) standard. #XRP News #Ripple News