The article discusses a fundamental question about xrp's long-term value proposition and demand drivers in a potential widespread adoption scenario. it highlights potential challenges to xrp's value if direct liquidity pairs become dominant, but also points to solutions like xls-66d and institutional interest as potential drivers for demand and price appreciation. this in-depth analysis of core utility and future potential significantly impacts investor sentiment.
While the analyst raises concerns about xrp potentially becoming just a 'gas token' if direct liquidity pairs emerge, the overall tone leans bullish. the article emphasizes xrp's role as a 'neutral bridge asset' for liquidity routing, highlights potential demand creation through transaction flow, and presents xls-66d as a solution to increase scarcity and price. the analyst's concluding rhetorical questions about institutional investment and etfs suggest that the market is underestimating xrp's value, implying an upward price trend is likely.
The analysis delves into the long-term value model of xrp, considering scenarios of widespread adoption and the evolution of liquidity in the xrpl ecosystem. solutions like xls-66d and the implications of institutional investment are also framed within a long-term perspective. therefore, the price effects discussed are likely to manifest over an extended period.
Reason to trust Strict editorial policy that focuses on accuracy, relevance, and impartiality Created by industry experts and meticulously reviewed The highest standards in reporting and publishing How Our News is Made Strict editorial policy that focuses on accuracy, relevance, and impartiality Ad discliamer Morbi pretium leo et nisl aliquam mollis. Quisque arcu lorem, ultricies quis pellentesque nec, ullamcorper eu odio. XRP is drawing renewed attention in the crypto community after an analyst raised a key question about the driving force behind demand for the asset in a global settlement system. The discussion focuses on how XRP would function if the XRP Ledger (XRPL) were widely adopted for payments, and whether the cryptocurrency’s value comes from usage, liquidity routing, or deeper institutional structures built around it. Related Reading Bitcoin Bulls Need One More Signal To Confirm Market Bottom – Details 15 hours ago Analyst Questions XRP’s Demand Source In An XRPL Economy Crypto analyst Iso Ledger posted a compelling question in an X post on May 7, 2026, sparking debates across the crypto community. The analyst argued that if the entire world used the XRP Ledger and settled with the RLUSD stablecoin , XRP would primarily function as a gas token. If this is the case, he questions what actually creates real and sustainable demand for XRP within that system. Iso Ledger explained that the answer lies in “bridging.” In his view, XRP gains demand when it is used as a liquidity bridge between two currencies or assets that do not have direct trading pairs. He used the example of a Japanese pension fund paying a Brazilian supplier, in which XRP would route value between OUSG and a BRL stablecoin when no direct liquidity exists. In this structure, XRP is not just a fee mechanism but a neutral bridge asset that enables settlement between disconnected markets. According to Iso Ledger, this is where demand is created through transaction flow rather than simple usage. XRPUSD currently trading at $1.42. Chart: TradingView However, he also raised a more complicated issue about what happens when liquidity becomes too deep across all assets on XRPL. If direct pairs exist between most major currencies and stablecoins, XRP may no longer be needed for routing. In that case, it could be sidelined in favor of direct settlement paths. Iso Ledger suggested this creates a tension in the cryptocurrency’s long-term value model. According to him, XRP either has to become expensive enough to remain practical for large institutional settlement or stay low-priced around $2 and collect fractions of a penny with low demand forever. XLS-66D Seen As Solution To XRP’s Demand & Supply Issue He pointed to the upcoming XLS-66D , a proposed lending protocol on XRPL, as a potential solution that could lock up XRP supply. By reducing circulating supply , XRP’s price could increase, which in turn could strengthen its role as a settlement asset and support more adoption in a feedback loop. He believes this loop could eventually lead to a continuous demand and price appreciation in the long run. Related Reading XRP Flashes Historic Rally Signal, Fueling $12 Price Speculation 13 hours ago He concluded his debate by raising a key question. Iso Ledger asked why institutions would build a lending protocol or a $550,000 security audit around a “gas token.” He questioned why companies would create XRP ETFs or why Goldman Sachs would invest $152 million in XRP if it were just a simple gas token. According to him, the market is underestimating XRP’s evolving role in global settlement systems. He said that its price just hasn’t caught up with the bullish developments surrounding it. Featured image from Unsplash, chart from TradingView