Ripple's Schwartz Reveals His XRP-Only Portfolio

Cover image via U.Today Ripple Chief Technology Officer Emeritus David Schwartz has revealed that his cryptocurrency portfolio is now almost entirely composed of XRP and his equity in Ripple. Advertisement "Yeah, that's true now. I have virtually no crypto exposure left except XRP and Ripple." Yeah, that's true now. I have virtually no crypto exposure left except XRP and Ripple. I'm not sure I really planned it that way though. I'm not one of those people who always has high confidence that they're right and that what they've done is the best. I'm one of those people… HOT Stories Ripple's Schwartz Reveals His XRP-Only Portfolio Zcash (ZEC) Golden Cross Is Final, XRP Volume Nears Nothingness, 100% Dogecoin (DOGE) Volume Surge Fuels New Rally: Crypto Market Review — David 'JoelKatz' Schwartz (@JoelKatz) May 4, 2026 Despite his highly concentrated holdings, the XRP Ledger architect maintains that he generally supports market diversification. Advertisement This concentration was more accidental than strategic, adding, "I'm not sure I really planned it that way, though," he said. A proponent of diversification When pressed for his thoughts on XRP maximalism from an investment standpoint, he advocated for a broader market approach. "I think it's rational to spread investment throughout a space if you think that space is likely to be successful in the future and don't believe that you can personally pick the winners and the losers yet," he said. Advertisement You Might Also Like Mon, 05/04/2026 - 11:05 Ripple CTO Emeritus on ETH Decision: 'Even 1% Chance Would Have Changed Everything' By Tomiwabold Olajide As reported by U.Today, Schwartz recently pushed back against community rumors of a post-departure "gag order." He has vehemently denied that he is bound by any Non-Disclosure Agreement (NDA), forcing him to lie about the company or the XRP token. He previously spoke about some cold water on the highly ambitious $10,000 price prediction for the XRP token, stating that the market simply did not think that such a target was reasonable. Schwartz has revealed that he has largely liquidated his own XRP holdings. According to the Ripple boss, relying on his Ripple equity provides him with enough skin in the game without the extreme volatility. #Ripple News