US Stablecoin Guidance Enters Decisive Week After White House Accord: Is Ripple Invited?

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. According to the latest newsletter from Crypto in America and Eleanor Terrett, a decisive week for the U.S. crypto market begins today on Capitol Hill. Representatives of the digital asset industry and the banking sector have been invited to the Senate to review the closed-door text of a compromise agreement on stablecoin regulation. Advertisement As reported by Crypto in America, the presidential administration has reached a preliminary agreement with Senators Thom Tillis and Angela Alsobrooks. Based on the key details known as of March 23, here are the three pillars of the current deal: The "banking language" purge: The bill will introduce a strict ban on traditional financial terminology. Senator Cynthia Lummis confirmed that any wording resembling classical banking products — such as "deposits" or "interest" — has been scrubbed from the text. Consequently, the accrual of yield on idle stablecoin balances is expected to face a total legislative ban. A shift in economic sentiment: The White House Council of Economic Advisers has finalized its study on stablecoins' impact on banking liquidity. Early leaks suggest the findings are more favorable for the crypto industry than critics anticipated, potentially debunking the "deposit flight" narrative pushed by traditional banks. The review schedule: Today, key crypto trade associations are meeting with the Senate Banking Committee for a first look at the language. On Tuesday, the floor turns to banking sector representatives to voice their final concerns before the Easter recess. Will Ripple join final cut? Although the nominal list of participants in today’s closed meetings has not been disclosed, Ripple’s participation in the Clarity Act discussions is considered virtually guaranteed. The company is one of the most active lobbyists in Washington and is represented in key associations such as the Blockchain Association, the Crypto Council for Innovation and the Chamber of Digital Commerce. HOT Stories XRP Back on Track to $2 After Sudden Monday Price Jump, Bitfinex Whale Becomes Top SHIB Buyer With 120 Billion Shiba Inu Coins, Bitcoin's Biggest Quantum Critic Explains Bitcoin Cash Outperformance: Morning Crypto Report XRP Price Action Hovers at Critical Support You Might Also Like Mon, 03/23/2026 - 10:30 XRP Rewards for AI Prompts: Ripple CTO Emeritus Schwartz Challenges Critics to Prove Their Content Is Human By Gamza Khanzadaev Advertisement Senate Banking Committee leader Tim Scott is aiming to hold a vote as early as April; however, lawmakers still need to finalize sections related to DeFi and token classification. Very little time remains for amendments, as Congress goes on spring break this coming Friday. #Ripple News