Your AI is getting a bank account: MoonPay just gave bots the power to spend money

Finance Share Share this article Copy link X icon X (Twitter) LinkedIn Facebook Email Your AI is getting a bank account: MoonPay just gave bots the power to spend money MoonPay Agents is a non-custodial, permissionless financial infrastructure for AI agents that move money. By Ian Allison | Edited by Jamie Crawley Feb 24, 2026, 2:00 p.m. Make us preferred on Google Moon (Alois Grundner/Pixabay) What to know : MoonPay Agents, as the new service is called, requires a user to verify and fund their agent's wallet. The AI agent can then take over, trading, swapping, and moving money on its own. Cryptocurrency payments firm MoonPay has introduced a non-custodial financial layer that gives AI agents access to wallets, funds, and the ability to transact autonomously, the company said on Tuesday. MoonPay Agents, as the new service is called, requires a user to verify and fund their agent's wallet through MoonPay, and thereafter the agent can take over, trading, swapping, and moving money on its own. STORY CONTINUES BELOW Don't miss another story. Subscribe to the Crypto Daybook Americas Newsletter today . See all newsletters Sign me up By signing up, you will receive emails about CoinDesk products and you agree to our terms & conditions and privacy policy . While AI agents are primed and ready to trade, allocate capital and execute strategie s, they are constrained inasmuch as they can't participate in the economy without access to money, Moonpay said in an emailed press release. The idea of MoonPay Agents is to unlock that financial layer, from funding to execution to off-ramping back to fiat. The AI service generates a MoonPay link to fund a wallet, and the user completes a one-time KYC and connects a payment method through MoonPay's checkout, and the agent can then transact autonomously. "AI agents can reason, but they cannot act economically without capital infrastructure," said Ivan Soto-Wright, CEO and Founder of MoonPay. "MoonPay is the bridge between AI and money. The fastest way to move money is crypto, and we've built the infrastructure to let agents do exactly that: non-custodial, permissionless, and ready to use in minutes." MoonPay AI payments More For You Canton advances cross-border repo to free up $300 trillion assets via tokenization By Krisztian Sandor | Edited by Sheldon Reback 1 hour ago A group of global financial firms tokenized a repo transaction with U.K. government bonds for the first time. What to know : A group of major financial firms including DTCC executed the first cross-border intraday repo using tokenized U.K. government bonds on the Canton Network. The trade included the first cross-currency transaction in which tokenized gilts were exchanged for tokenized deposits in a non-sterling currency, with smart contracts embedding interest and risk terms. Proponents say using a blockchain for these repos could unlock far more of the roughly $300 trillion in high-quality liquid assets as collateral by enabling real-time, around-the-clock settlement across borders. Read full story Latest Crypto News 'If you’re not accumulating bitcoin at this stage, then when,' asks prominent analyst 12 minutes ago Cipher Digital rebrands as it pivots from bitcoin mining to HPC, shares slide 52 minutes ago Canton advances cross-border repo to free up $300 trillion assets via tokenization 1 hour ago Over 400,000 BTC bought between $60k and $70k during bitcoin’s latest downturn 1 hour ago Bitcoin teeters near $63,000 as pippin's rally shows froth remains 1 hour ago The ghost of the iPhone: Why Michael Saylor thinks bitcoin is mirroring Apple’s legendary ‘valley of despair’ 1 hour ago Top Stories Crypto markets bleed as bitcoin hovers above liquidation zone 2 hours ago Putting the treasury to work: The Ethereum Foundation just staked 70,000 ETH to fund its future 3 hours ago Jane Street faces claims of insider trading that sped up Terraform's 2022 collapse 8 hours ago Hong Kong's RedotPay said to plan blockbuster $1 billion IPO in New York: Bloomberg 4 hours ago Step Finance shuts operations after $27 million January hack 3 hours ago Canaan buys Cipher’s 49% of West Texas mining venture for $39.75 million in stock 3 hours ago