Ripple USD Stablecoin Is Now Closer to $2 Billion Than Ever

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Ripple’s USD-backed stablecoin, RLUSD, is approaching a major supply milestone, as according to CoinMarketCap , its market capitalization has reached $1.56 billion, with 1.55 billion tokens in circulation. Following a $40 million mint on Ethereum two days ago and a sustained daily volume above $43 million, RLUSD is now less than $500 million away from reaching the $2 billion threshold. Advertisement $2 billion through institutional utility for Ripple Ripple's "boring is better" approach to stablecoins is clearly paying dividends. RLUSD is closer than ever to reaching the $2 billion psychological ceiling, a feat fueled by its aggressive pivot into regulated traditional finance. This week alone, banking giant Deutsche Bank integrated Ripple’s technology for cross-border payments, and Société Générale expanded its MiCA-compliant euro stablecoin onto XRP Ledger . Market participants are also monitoring Ripple’s anticipated Japan rollout with SBI Holdings, as well as its progress toward a U.S. National Trust Charter. HOT Stories Crypto Market Review: XRP's Double Bottom Could Be Key, Bitcoin Is Literally on the Edge, Shiba Inu (SHIB) Price Is Trapped Now Strategy on Track to Reach 750K BTC as Saylor Teases Another Purchase Top USD Stablecoin Tokens by Market Capitalization, Source: CoinMarketCap Assuming the supply growth goes as planned, RLUSD could surpass $2 billion in market capitalization by early Q2, 2026. Advertisement Despite the recent "sell-everything" mood that dragged XRP down, RLUSD has remained stable, maintaining its $1 peg with daily trading volumes exceeding $100 million. If Ripple maintains this minting and institutional integration pace, reaching a $2 billion market cap by Q2, 2026 is highly probable. You Might Also Like Sun, 02/22/2026 - 16:30 Pro-Ripple Lawyer Rejects Sam Bankman-Fried Pardon as New FTX Solvency Data Surfaces By Gamza Khanzadaev The takeaway for the suit-and-tie crowd is simple — Ripple has spent nearly $3 billion on acquisitions to ensure that RLUSD is not just another digital dollar. The stablecoin is becoming the utility-driven collateral of choice for institutions that prefer their liquidity with federal and state regulatory oversight. Advertisement Unlike price-driven assets like XRP, RLUSD's growth metric is its circulating supply tied to real usage. Even during a period of crypto winter, Ripple achieved a bull edge. #Ripple News #RLUSD #XRP