Ripple Prime Exec Breaks Down Significance of Ripple USD Stablecoin Listing on Binance
Analysis
Price Impact
MedThe listing of ripple usd (rlusd) on binance, especially as collateral for perpetual futures, is a significant development. it enhances capital efficiency for institutions by reducing the need to move funds between exchanges and stablecoins. this can lead to increased adoption of rlusd, potentially boosting its utility and demand. however, it's still in the early stages and faces competition from established stablecoins like usdt and usdc.
Trustworthiness
HighThe information comes directly from a ripple prime executive, mike higgins, and is corroborated by the listing on binance, a major exchange. the details about collateral status and xrp ledger integration add credibility. the data on trading volume from coinmarketcap further supports the claims.
Price Direction
BullishThe increased utility and potential for wider adoption as a collateral asset on a major derivatives market is bullish for rlusd and, by extension, could be indirectly positive for xrp if it signifies growing confidence in ripple's ecosystem. the ability to use rlusd for leveraged strategies and settlement enhances its value proposition.
Time Effect
LongThe full impact of this listing will unfold over time as institutions adopt rlusd for collateral and hedging. the growth in open interest for derivatives collateralized by rlusd will be a key indicator of its long-term success and its ability to consolidate its role as a cross-venue institutional stablecoin.
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Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Eleven days after Binance added Ripple USD to its platform, a clearer picture is forming around why the Feb. 12 listing matters beyond another spot market debut for the stablecoin. Advertisement According to Mike Higgins , BD/CD at Ripple Prime, the real development is not even visibility but collateral status, as RLUSD is now live on Binance spot pairs and approved as eligible margin for perpetual futures. This is all within the XRP Ledger integration. How RLUSD solves capital fragmentation, according to Mike Higgins When a stablecoin can be used as margin on one of the biggest crypto derivatives markets worldwide, it changes how institutions manage their risk. Instead of moving capital between different stablecoins on different exchanges, companies can use RLUSD on Binance for spot and perps. HOT Stories Morning Crypto Report: 12.25 Million XRP Leave OKX by February, Cowen Projects March Bitcoin Peak, USDT Liquidity Now Mirrors 2022 Bottom Crypto Market Review: XRP's Double Bottom Could Be Key, Bitcoin Is Literally on the Edge, Shiba Inu (SHIB) Price Is Trapped Now Higgins explained it simply: accepting derivatives collateral boosts capital efficiency and reduces fragmentation between venues. As he puts it, the listing was a sign that the market was maturing. Advertisement If Binance liquidity deepens and RLUSD maintains supply growth without discount pressure, the token could consolidate its role as a cross-venue institutional stablecoin rather than a niche XRP ecosystem instrument. ICYMI: @binance listed RLUSD on the XRPL — live for spot pairs and approved as collateral for perpetual futures. What does that unlock for Ripple Prime clients? ✔️RLUSD can now be posted as eligible margin on one of the largest global derivatives venues ✔️Greater capital… — Mike Higgins (@mikehiggins) February 23, 2026 For Ripple Prime clients, that means you can use RLUSD not only as a settlement asset but also as collateral in leveraged strategies. It also lines up with a bigger industry trend where exchanges focus on stablecoins that meet compliance standards for their risk-managed derivative products. Advertisement You Might Also Like Mon, 02/23/2026 - 16:23 Ripple USD Stablecoin Is Now Closer to $2 Billion Than Ever By Gamza Khanzadaev The next thing to watch is how much open interest in derivatives is collateralized on RLUSD. As of now, according to CoinMarketCap, the 24-hour turnover for RLUSD on Binance is above $100 million. These figures put RLUSD in the top half of regulated USD-backed tokens by total supply but still below major players like USDT and USDC. #Ripple News #Ripple Prime #RLUSD #Binance