Germans can now buy bitcoin, ether, solana products directly from their ING accounts
Analysis
Price Impact
HighIng deutschland, germany's largest retail bank, now offers direct access to bitcoin, ether, and solana etps through existing bank accounts. this significantly lowers the barrier to entry for millions of potential german retail investors, leading to increased capital inflow.
Trustworthiness
HighThe news is from coindesk, a reputable crypto news source, detailing an official offering from a major regulated financial institution (ing deutschland) with specific, verifiable product issuers.
Price Direction
BullishEnhanced accessibility and ease of investment for a large retail market in a major european economy, coupled with favorable long-term tax treatment (tax-free after 1 year hold), will likely drive significant demand and upward price pressure for btc, eth, and sol.
Time Effect
LongWhile there may be an immediate positive reaction, the full effect of increased retail adoption and substantial capital flow will unfold over several months to years as more investors become aware of and utilize this new, accessible investment avenue. the tax benefit also incentivizes sustained long-term holding.
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Markets Share Share this article Copy link X icon X (Twitter) LinkedIn Facebook Email Germans can now buy bitcoin, ether, solana products directly from their ING accounts These crypto products receive the same German tax treatment as directly held bitcoin. By Omkar Godbole , AI Boost Updated Feb 3, 2026, 6:21 a.m. Published Feb 3, 2026, 6:10 a.m. Make us preferred on Google German broker ING opens crypto ETPs to retail clients. What to know : ING Deutschland, Germany's largest retail bank, now lets customers buy crypto exchange-traded products tracking bitcoin, ether and solana directly through its ING-DiBa Direct Depot securities accounts. The crypto-backed products, issued by firms such as 21Shares, Bitwise and VanEck, are pitched as an easy way to gain digital-asset exposure without managing wallets or private keys. These crypto products receive the same German tax treatment as directly held bitcoin. In this article BTC BTC $ 78,105.22 ◢ 2.05 % ING Deutschland, Germany's largest retail bank, now lets customers buy crypto products tracking bitcoin BTC $ 78,105.22 , ether ETH $ 2,305.86 , and solana SOL $ 103.17 right from their bank-linked securities accounts. These products are real crypto-backed exchange-traded products issued by heavyweights like 21Shares, Bitwise and VanEck, the bank's website says, adding that these alternative investment vehicles mirror coin moves and trade on legit exchnages via the bank's Direct Depot setup. The Depot is a securities account offered by ING-DiBa, allowing users to trade stocks, ETFs, and funds and designed for online, self-directed investors. STORY CONTINUES BELOW Don't miss another story. Subscribe to the Crypto Daybook Americas Newsletter today . See all newsletters Sign me up By signing up, you will receive emails about CoinDesk products and you agree to our terms & conditions and privacy policy . The website describes these crypto ETFs as easy on-ramp that plug right into your everyday banking while bypassing hassles of using wallets or keys. The new offering underscores the growing demand for digital assets, with everyday investors shrugging off bitcoin's wild price swings for long-term bets. Deutsche Bank's research shows Germany's retail crypto adoption hit 9% in 2025—trailing the U.S.'s 12% Martijn Rozemuller, CEO of VanEck Europe, said the cooperation with ING Deutschland offers a low-threshold access access to crypto investments. "Many investors want a solution that fits into existing depot structures and at the same time convinces with transparent costs. That's exactly what this partnership stands for—it brings crypto exposure to where investors already invest: in their securities account," he said, according to the translated version of the press release. Note that these crypto products get the same tax breaks in Germany as owning bitcoin outright: hold over a year and gains doge capital gains tax. Bitcoin News Ethereum News Solana News AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards . For more information, see CoinDesk's full AI Policy . In this article BTC BTC $ 78,105.22 ◢ 2.05 % SOL SOL $ 103.17 ◢ 2.47 % ETH ETH $ 2,305.86 ◢ 3.55 %