Davos: Binance's CZ Reveals Three Next Big Targets for Crypto Space

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Three next big things in crypto, per Binance's CZ Physical banks to become less popular: CZ Advertisement During the World Economic Forum (WEF) currently taking place in Davos, Switzerland, crypto billionaire and former CEO of Binance, Changpeng Zhao (CZ), took part in a roundtable discussion. CZ shared his take on the future of the crypto space, banks and the next big three targets for the crypto industry. Among those targets (or next big things) are widely spread crypto payments and AI using cryptocurrencies. Three next big things in crypto, per Binance's CZ During the roundtable, CZ stated that two major products produced by the crypto space have proven popular on a large scale already – crypto exchanges and stablecoins. Those are “huge businesses” at the moment, he said. HOT Stories Morning Crypto Report: Ripple Legend Co-Signs Binance Twist, 'Digital Silver' Litecoin Raises Halving Alarm, XRP Price Enters 'Crocodile' Zone XRP Hits ‘Extreme Fear’ After 19% Drop U.Today Crypto Review: Ethereum (ETH) Loses 30-Day Progress, Shiba Inu's (SHIB) End of Bears; Bitcoin's (BTC) Last Recovery Chance U.Today Crypto Digest: Strategy (MSTR) Buying Bitcoin Again, Bitmine Adds $108 Million Worth of Ethereum, XRP Price Flashes Major Warning When asked for the next big frontiers for crypto in the future, Zhao revealed three things that are going big next. Advertisement . @cz_binance on what’s working in crypto - and what’s next - at @wef Davos 🔥 What's proven at scale: exchanges & stablecoins. The next frontier: > State-level tokenization of assets > Crypto as the invisible payment rail > AI agents transacting autonomously, using crypto as… pic.twitter.com/PG3eoNBMRV — YZi Labs (@yzilabs) January 22, 2026 The first one is the tokenization of assets on the state level. CZ said that he has spoken to many governments over the past few years about that. If some states’ assets are tokenized and put on-chain, this way, governments will be able to be the first to realize profits and help develop that industry further. The second potentially big thing mentioned by CZ is crypto payments. So far, consumers use crypto-to-fiat bridges when they pay with a crypto card, which converts the payment into fiat currency. In the future, crypto payments are going to become “pretty big,” CZ believes. Advertisement The third frontier is AI, where crypto is going to be used as a native crypto by AI agents. He named crypto and blockchain “the most native technology for AI agents.” When AI agents start doing things for people, they will make autonomous payments — not using bank cards but cryptocurrencies, according to CZ. You Might Also Like Tue, 01/20/2026 - 20:16 Coinbase Boss Doubles Down on $1 Million Bitcoin Price Prediction By Alex Dovbnya Physical banks to become less popular: CZ CZ also predicted that over the next 10 years or so, traditional brick-and-mortar banks will decrease significantly. People will prefer online banks and will choose to use physical banks much less frequently. CZ reminded his co-speakers that, 25 years ago, ING launched the first online bank, and now there is crypto and e-KYC (know your customer), which are making the shift to online banking much faster. . @cz_binance at @wef : "over time, people will have less need to visit physical banks." ING pioneered online banking 25 years ago — now crypto + e-KYC are accelerating the shift. Banks remain important, but the space is being redefined. Watch closely. 👀 pic.twitter.com/c95POSOBw8 — YZi Labs (@yzilabs) January 22, 2026 While CZ is positive that banks will not disappear completely, since they perform several important functions, the need for users to go to physical banks will substantially drop. #Changpeng Zhao #Cryptocurrency