Ripple CEO Praises Crypto as CPI Shows Reduction in US Financial Services Costs
Analysis
Price Impact
HighRipple ceo brad garlinghouse highlights a 3.5% reduction in us financial services costs, potentially linked to pro-crypto policies. he also praises a new market structure bill from senator tim scott as a 'massive step forward' for crypto, offering workable frameworks and consumer protection. additionally, ripple secured an emi license in luxembourg. these developments signal increasing regulatory clarity and mainstream acceptance, which are significant positive catalysts for the crypto market.
Trustworthiness
HighInformation is based on direct statements and tweets from brad garlinghouse, ceo of ripple, a prominent figure in the crypto industry. the regulatory developments (cpi data, senator scott's bill, ripple's emi license) are factual occurrences reported by u.today.
Price Direction
BullishThe positive sentiment from a key industry leader like garlinghouse, coupled with potential cost savings from pro-crypto policies and progress on a crucial market structure bill, creates a bullish outlook. regulatory clarity is a significant driver for institutional adoption and market growth, which directly benefits projects like xrp and the broader crypto ecosystem. ripple's new emi license further solidifies its position.
Time Effect
LongWhile immediate sentiment might react, the full effects of regulatory clarity, legislative processes for market structure bills, and the subsequent increase in adoption and cost savings will unfold over a longer period, fundamentally reshaping the market structure.
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Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Garlinghouse shares surprising conclusion from recent CPI data Ripple CEO's positive reaction to new crypto bill Advertisement Brad Garlinghouse, the chief executive officer (CEO) at Ripple Labs, has addressed the community with a statement where he praised crypto and the recent pro-crypto legal initiatives of the U.S. government. Garlinghouse shares surprising conclusion from recent CPI data Ripple’s chief executive shared an X post by the Wall Street Journal and revealed that he had spotted some important (and what is more, positive) data in it, which might be related to cryptocurrency. Garlinghouse pointed out that the recent CPI report contains data about a 3.5% reduction in the fees U.S. consumers pay for financial services. The CEO believes it could be “in part because of the Administration’s pro-crypto policies.” Without showing a particular photo of any WSJ issues, Garlinghouse simply mentioned that this information is “a little buried in WSJ print edition.” HOT Stories Ripple CEO Optimistic About Crypto Market Structure Bill Crypto Market Review: XRP Market Anomalies, Ethereum at $3,300 Inflection Point, Shiba Inu Trillion-Unit Potential Kashkari: Crypto Is ‘Basically Useless’ U.Today Crypto Digest: XRP Jumps 1,122% in Liquidation Imbalance, Peter Brandt Predicts Historic Bitcoin Breakout, Ethereum Holder Bitmine Hits $14 Billion Milestone While a little buried (in WSJ print edition), the latest CPI data shows a 3.5% reduction in financial services costs for consumers… dare I say that this could be in part because of the Administration’s pro-crypto policies? https://t.co/2l9WHwvAhj https://t.co/2CY9EVmiv3 Advertisement — Brad Garlinghouse (@bgarlinghouse) January 14, 2026 Last year, among those initiatives was the executive order signed by President Trump to establish the National Bitcoin Reserve and the crypto stockpile, which included popular altcoins. The U.S. congress also approved a stablecoin legal initiative, and they have been discussing a regulatory framework for the cryptocurrency market. You Might Also Like Thu, 01/15/2026 - 05:24 Ripple CEO Optimistic About Crypto Market Structure Bill By Alex Dovbnya Ripple CEO's positive reaction to new crypto bill Aside from that, Brad Garlinghouse tweeted to share his optimistic take on the crypto structure legal proposal issued by Senator Tim Scott. The CEO commented that he believes this proposal to be a “massive step forward” (while being “long-overdue”), and it could provide “workable frameworks for crypto” and protect consumers at the same time. Advertisement Garlinghouse reminded the community about Ripple’s own legal experience, saying that “clarity beats chaos.” He believes that, provided that the aforementioned bill is passed, it would also be “crypto’s success.” Currently, he stated, the crypto industry is “at the table” and “will continue to move forward with fair debate.” Garlinghouse remains optimistic that any issues on this path can be “resolved through the mark-up process.” While long-overdue, this move by @SenatorTimScott and @BankingGOP on market structure is a massive step forward in providing workable frameworks for crypto, while continuing to protect consumers. Ripple (and I) know firsthand that clarity beats chaos, and this bill’s success is… https://t.co/EWcml1NpBE — Brad Garlinghouse (@bgarlinghouse) January 14, 2026 In other news, Ripple has finally managed to secure its second regulatory license in the European Union, preliminary approval for an Electronic Money Institution (EMI) license. It was issued by the financial regulator of Luxembourg, the CSSF (Commission de Surveillance du Secteur Financier). #Ripple News #Brad Garlinghouse #Cryptocurrency #Crypto Regulation