Ripple executives are highly optimistic about 2026, citing significant foundational developments in 2025, including major acquisitions (ripple prime, gtreasury) and securing an emi license in the u.k. they also highlight expanded collaboration with bny mellon for tokenized deposit services, signaling growing institutional adoption and utility for xrp within ripple's ecosystem.
The information comes directly from senior ripple executives (reece merrick, brad garlinghouse) detailing concrete company achievements like regulatory licenses and strategic partnerships. while executive statements always carry a degree of promotional tone, the underlying facts about licenses and acquisitions are verifiable business milestones.
The accumulation of regulatory approvals (uk emi license), strategic acquisitions, and high-profile institutional partnerships (bny mellon) significantly bolsters ripple's position in global payments and digital finance. with xrp being explicitly called the 'heartbeat' of ripple's vision, these developments suggest a substantial increase in its utility and adoption, leading to a strong bullish outlook.
Executives emphasize taking 'the long view' and building 'infrastructure that actually matters for the future of finance,' rather than chasing 'hype cycles.' the foundational nature of licenses, acquisitions, and institutional integrations suggests a sustained, long-term impact on xrp's value proposition and adoption, rather than a short-term pump.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Brad Garlinghouse: Ripple firing all cylinders Ripple's recent developments Advertisement Ripple Senior Executive Officer/Managing Director, Middle East and Africa, Reece Merrick is excited about 2026. In a tweet, Merrick said it is hard to describe the energy at Ripple right now. This comes amid recent developments, with Ripple securing an EMI license in the U.K. Merrick says 2025 was foundational, with acquisitions made, and with the U.K. EMI license in the mix, he says 2026 is looking like a total game changer. It’s hard to describe the energy at @Ripple right now. 2025 was foundational, but with the acquisitions made, and now the UK EMI license in the mix, 2026 is looking like a total game changer In a space often distracted by hype cycles, I love working for a company that takes the… https://t.co/T90Qm4TaC9 — Reece Merrick (@reece_merrick) January 10, 2026 The Ripple executive was reacting to CEO Brad Garlinghouse's first tweet in 2026, which reflected on the most recent developments in the year as well as progress in the past year, Q4, 2025 especially. Advertisement Merrick highlighted that Ripple takes the long view rather than being distracted by hype cycles, saying the company is building the infrastructure that actually matters for the future of finance. HOT Stories Crypto Market Review: Will Bitcoin Hold $90,000 Over the Weekend? Don't Write XRP off Here, Ethereum (ETH) $3,000+ Surge Plausible BNY Taps Ripple Prime to Pioneer Programmable Cash for Big Investors Morning Crypto Report: XRP Risks Becoming $2 Stablecoin, Coinbase Reveals 4 Proofs of Crypto Reset, '$10,000 Zcash' Advocate Ends Speculation on ZEC Developers' Scandal Ripple-Backed Evernorth to Expand XRPL Adoption Brad Garlinghouse: Ripple firing all cylinders In his first tweet of 2026, CEO Brad Garlinghouse stated that 2025 (and Q4) were successful for Ripple. Garlinghouse added that Ripple's two major acquisitions, Ripple Prime and GTreasury, significantly accelerate and expand its ability to deliver on its vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision, the Ripple CEO added. Now with a U.K. EMI license, Ripple is poised to make 2026 even more consequential. Ripple will continue taking the long view of what crypto assets, including XRP and RLUSD, can do, rather than chasing cycles and hype. Advertisement "Bring on 2026. We are firing on all cylinders. It’s happening," Garlinghouse said. Ripple's recent developments Ripple announced a major regulatory milestone on Friday as it secured approval of an Electronic Money Institution (EMI) license and Cryptoasset Registration from the U.K.’s Financial Conduct Authority (FCA). This will allow Ripple to expand its licensed payments platform, giving U.K. institutions the ability to send cross-border payments using digital assets. On Friday, Ripple said it was expanding its longstanding strategic collaboration with BNY, the primary reserve custodian of RLUSD. This comes as BNY launched tokenized deposit services for institutional clients, bringing digital assets directly into the banking system, with Ripple Prime as an early adopter. #Ripple News #XRP