Former Ripple CTO Shares His Retirement Plans, but There's a Catch
Analysis
Price Impact
MedDavid schwartz's transition from cto to cto emeritus and board member signifies internal corporate restructuring, which has a moderate impact on sentiment. monica long's clarity on ripple's m&a strategy, emphasizing vertical integration and building a 'full stack' crypto while refuting exchange acquisition rumors, provides strategic direction but also removes a potential short-term speculative catalyst.
Trustworthiness
HighInformation directly from former ripple cto david schwartz's public bio change and statements by ripple president monica long in a bloomberg interview are highly credible.
Price Direction
NeutralSchwartz's change in role is an internal governance matter with little direct price impact. monica long's strategic clarity, focusing on organic growth and infrastructure rather than acquiring a crypto exchange, builds long-term fundamental value but removes a potential short-term speculative pump. this likely results in a neutral immediate price reaction, with a slight long-term bullish lean due to clear strategic focus.
Time Effect
LongChanges in corporate governance (schwartz's role) and long-term strategic plans (vertical integration, m&a focus) are factors that influence a company's trajectory and valuation over an extended period, rather than causing immediate short-term price movements.
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Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News Here's what Schwartz plans to do during retirement Ripple has no plans to buy crypto exchange: Monica Long Advertisement David Schwartz, who has recently left the position of Ripple’s chief technology officer (CTO) and retired, has addressed the XRP community in his traditional ironic manner and announced his retirement plans. Notably, Schwartz was one of the co-founders of XRP Ledger, which is now owned by Ripple. Here's what Schwartz plans to do during retirement As 2026 kicked off, Schwartz adjusted his bio on his X account, changing the name of his position at Ripple to “CTO emeritus,” which means “retired.” However, while giving up this position and retiring in general, David Schwartz will join the board of directors at Ripple at the invitation of Chris Larsen, a Ripple co-founder, former CEO and currently its executive chairman. Besides, Schwartz is also an advisor at a crypto treasury company that stacks XRP, Evernorth. HOT Stories Morning Crypto Report: XRP Hits Brutal 760,456% Liquidation Imbalance, 'I Feel Fine': Ex-Ripple CTO Speaks Out on Retirement, Coinbase CEO Reveals Main Target for 2026 CNBC Declares XRP the 'Breakout Trade of 2026' Ripple President: We Still Plan to Remain Private Top US Exchange Puzzled by XRP Rally As for his retirement plans, Schwartz ironically stated that he intends to spend his time “thinking about deep and important things.” So far today, he had thought about “strawberry ice cream.” Advertisement Ripple has no plans to buy crypto exchange: Monica Long In other news related to Ripple, on Tuesday, the company’s president, Monica Long, shared with Bloomberg Ripple’s updates on its M&A and growth strategy for 2026. According to Long, Ripple plans to implement “vertical integration,” i.e., they intend to build “the full stack” of crypto, which would combine blockchain, RLUSD and crypto custody (Palisade). You Might Also Like Sun, 01/04/2026 - 10:46 Ripple CTO Updates X Bio to Reflect New 2026 Changes: Details By Tomiwabold Olajide Advertisement The president also shared the company’s plans for its acquisition strategy. It will include “focusing on tech to accelerate infrastructure and businesses like GTreasury to bring 1,000+ corporates onto the chain.” Besides, Monica Long refuted rumors of Ripple’s plans to acquire a crypto exchange that have been circulating in the crypto community. “While exchanges are key partners, Ripple has no plans to buy one,” she stated. #Ripple News #Monica Long