XRP holders can now earn yield without selling their tokens

Markets Share Share this article Copy link X icon X (Twitter) LinkedIn Facebook Email XRP holders can now earn yield without selling their tokens Flare's earnXRP is a simple way to put tokens to work while staying fully exposed to XRP's price action. By Shaurya Malwa | Edited by Stephen Alpher Updated Dec 23, 2025, 3:55 p.m. Published Dec 23, 2025, 2:34 p.m. XRP holders now have a way to earn yield without selling their tokens or navigating complex DeFi strategies, with data-focused blockchain Flare's earnXRP, an fully on-chain yield product denominated in XRP. The new vault allows users to deposit FXRP, a one-to-one representation of XRP on Flare, and earn returns that are compounded back into XRP, according to a press release . Instead of juggling multiple protocols, users make a single deposit and receive earnXRP, a receipt token that tracks their share of the vault and its accumulated yield. STORY CONTINUES BELOW Don't miss another story. Subscribe to the Crypto Daybook Americas Newsletter today . See all newsletters Sign me up By signing up, you will receive emails about CoinDesk products and you agree to our terms of use and privacy policy . Behind the scenes, the vault spreads funds across a mix of strategies, including XRP staking, liquidity provision and carry trades that borrow low-cost stablecoins and deploy them into higher-yield venues. The launch matters because only a tiny fraction of XRP’s supply is currently used in DeFi, despite the token’s size and liquidity. By keeping returns denominated in XRP, earnXRP aims to appeal to holders who want yield without taking on stablecoin exposure or active trading risk. For Flare, the vault acts as a liquidity engine. Turning idle XRP into productive capital increases onchain activity, deepens markets and strengthens Flare’s FAssets system, which brings XRP into smart contract environments. Lebih untuk Anda State of the Blockchain 2025 Oleh CoinDesk Research 19 Des 2025 Disponsori oleh Input Output Group L1 tokens broadly underperformed in 2025 despite a backdrop of regulatory and institutional wins. Explore the key trends defining ten major blockchains below. Yang perlu diketahui : 2025 was defined by a stark divergence: structural progress collided with stagnant price action. Institutional milestones were reached and TVL increased across most major ecosystems, yet the majority of large-cap Layer-1 tokens finished the year with negative or flat returns. This report analyzes the structural decoupling between network usage and token performance. We examine 10 major blockchain ecosystems, exploring protocol versus application revenues, key ecosystem narratives, mechanics driving institutional adoption, and the trends to watch as we head into 2026. View Full Report More For You Filecoin drops as bears test support By CD Analytics , Will Canny | Edited by Sheldon Reback 1 hour ago The storage token faced selling pressure at the $1.33 resistance level while institutions accumulated on the dips. What to know : FIL declined from $1.32 to $1.29 over 24 hours as a bearish channel pattern emerged. Trading volume was 180% above average during the rejection from $1.33 resistance. A sharp bounce from $1.28 support signals institutional buying interest at key levels. Read full story Latest Crypto News Filecoin drops as bears test support 1 hour ago Bitcoin bulls eye possible tailwind as U.S. dollar index continues to leg lower 1 hour ago CoinDesk 20 Performance Update: Uniswap Drops 3.7% as All Index Constituents Decline 1 hour ago Polkadot's DOT slips 4.5% as token underperforms wider crypto markets 1 hour ago Crypto exchanges brace for pressure as banks like JPMorgan enter spot trading 1 hour ago BNB slips toward $850 as market pullback weighs on token 1 hour ago Top Stories Crypto exchanges brace for pressure as banks like JPMorgan enter spot trading 1 hour ago Bitcoin heads for its worst Q4 since 2018 as traders predict further declines 10 hours ago Bitcoin bulls eye possible tailwind as U.S. dollar index continues to leg lower 1 hour ago Bitcoin trails gold and copper, as 'fear and AI' trade lifts tangible assets 8 hours ago Bitcoin's growing roadblock: The trendline from $126,000 limits gains 4 hours ago Risk aversion boosts gold, hurts bitcoin: Crypto Daybook Americas 3 hours ago