The analysis suggests xrp's fundamental design as a global bridge asset for moving massive financial flows (debt, derivatives, cross-border liquidity) necessitates a high price for scalability and efficiency. this implies a significant long-term appreciation.
The insights come from an individual analyst, blackswan capitalist founder versan aljarrah, whose opinions are presented. while compelling, it is not an official statement from ripple or a major financial institution.
The article strongly argues that xrp's utility in streamlining international money transfers, its role in digitizing global debt on the xrp ledger, and ongoing partnerships with financial institutions (e.g., franklin templeton, dbs bank, absa bank) will drive increased demand and thus a higher price, fulfilling its design purpose.
The arguments center on the ongoing digitization of the global financial system and xrp's foundational role within it, suggesting a fundamental and sustained price appreciation over a longer time horizon rather than short-term fluctuations.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available. Read U.TODAY on Google News BlackSwan Capitalist Founder Versan Aljarrah shared a new insight into XRP's design and function. The founder said XRP was never designed to be cheap, adding to the positive sentiment surrounding XRP. Advertisement XRP's original design In an X post , Versan Aljarrah raised an argument about the original design and functionality of XRP, the Ripple-backed coin. He said XRP was originally designed to have a high price. The statement implies that the XRP price must climb higher to fulfill its role as a global bridge asset. Aljarrah based his argument on the role of XRP in handling massive financial flows. This includes global debt, derivatives and liquidity for cross-border transactions. XRP was never designed to be cheap. You can’t move global debt, derivatives, and liquidity with a low-value bridge asset. A high price isn’t speculation, it’s function. The system can’t scale unless XRP does. https://t.co/U8GKybQrSi — Black Swan Capitalist (@VersanAljarrah) October 27, 2025 To Aljarrah, a higher XRP price means fewer tokens are needed per transaction. He believes this will make the system scalable and efficient. His perspective aligns with the idea that the XRP price must rise to match the scale of the markets it aims to serve. He added that a high XRP price is not just driven by market hype but by its utility in enabling global financial systems. Crucially, XRP primarily functions as a bridge asset for transferring value across borders and between financial institutions. Its primary use case is to streamline international money transfers, which are often slow and expensive due to legacy systems like SWIFT. Therefore, as more institutions adopt XRP-based solutions, demand for the coin increases. Higher demand with a fixed supply naturally drives the price upward, a functional outcome of adoption. Why XRP will remain relevant in global finance Aljarrah explained in a YouTube video that the global financial system is currently being digitized at an unprecedented pace. According to Aljarrah, acquiring XRP means owning the technologies that will move all the world’s value in some way. You Might Also Like Mon, 10/27/2025 - 09:36 XRP ETF Countdown: Two Weeks May Be Enough, Predicts Top Expert By Gamza Khanzadaev He pointed out that central banks are already tokenizing their debt on the XRP Ledger. Aljarrah likened investments in XRP to owning shares in the internet itself. He also emphasized that owning XRP is not just an investment but a mindset. Aljarrah highlighted key roles of XRP, including eliminating the frictions of cross-border payments and providing instant liquidity. He added that XRP scales for institutional needs, pointing out Ripple's collaborations with financial institutions. For instance, Ripple recently announced a major partnership with Franklin Templeton and DBS Bank to develop repo markets powered by stablecoins and tokenized collateral. In another key update, Ripple entered a new partnership with Absa Bank to expand XRP adoption. #XRP